September 17, 2012
Even when we’re the safest drivers in the world we can’t dictate everything on the road. Even though you may take every precaution possible to avoid having a collision, incidents can happen to any person. Knowing what to do when you are in a fender-bender can make it easier to to remain calm and also help to make sure that your Alaska car insurance claim goes as smoothly and efficiently as possible.
First thing to do for anyone who is in a collision is to check the extent of your injuries and of everyone else who’s involved. In the event that anybody is badly hurt, their well-being (and yours) should take priority over anything else. After you have determined that nobody is seriously hurt, you will need to alert the police of the collision. Wait at the scene until they pull in and make sure you take a copy of the accident report – or the details of the attending police officer if no paperwork is immediately accessible – for the insurance company.
Make sure you get all the data you’ll need including the name, address and phone number of every person involved, plus witnesses. Get the insurance particulars of any other vehicles along with the VIN number. Having all the data you need may enable you to speed up your Alaska car insurance claim and get you back on the road as quickly as possible.
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August 16, 2012
Your motorcycle is one of your most valuable investments and it is sensible to keep it protected. Motorcycles could be at risk of theft both from residential locations and when they are parked away from home. Implementing a couple of security measures on your motorbike could enable you to safeguard your investment, save you plenty of time and trouble and may even bring about a reduction on your motorcycle insurance Colorado premiums.
Listed below are some ways you can help to deter burglars from stealing your motorcycle:
- Be certain your bike has a reliable alarm fitted.
- Use a lock on your motorbike, particularly if you have it parked in public places. There are several purpose built motorcycle locks that happen to be designed to challenge the average thief.
- Think about security markings or tagging. This can be a highly effective deterrent for thieves.
- When you leave your bike in a public place always ensure that it’s parked somewhere well-lit and where possible, cover it with a bike cover.
- Try and park your motorcycle in a garage when you find yourself at home. Parking it between the wall and also the car (if you have one) may help lower the danger of it being stolen.
Adding a few basic safety features to your bike may not only help to safeguard it against theft, you could even be able to benefit from a reduction in the price of your future motorcycle insurance Colorado premiums. Speak to your agent for more information.
April 16, 2012
Whether you are a college student searching for methods to spend less on gas, or a middle-aged professional looking for adventure, motorcycle insurance California is important to protect you economically from the dangers involved in cruising on the open highway on a motorcycle. Motorcycle insurance also applies to dirt bikes, scooters, side cars, three-wheelers, and mini-bikes. Comprehensive coverage needs to be taken out to incorporate bodily injury of you or another person, damage to the bike, theft, fire, vandalism, custom work, and upgraded components.
Safety apparel is vital for a biker. A helmet is the most important piece of your safety gear because it protects your skull and face. Helmets should satisfy U.S. Department of Transportation safety principles. Eye protection is also vital, and can be tinted for use in the sun or clear for use at night. A tough jacket, thick pants, boots and gloves may offer some protection in case of an accident.
Avoid riding in adverse weather conditions, observe all traffic laws, and never ride when you are tired, have been drinking alcohol, or have taken any medicines that might affect your abilities or decision making. When parking your motorcycle, use a cable lock, and fasten your bike to a stationary item. Check tires, controls, lights, fluids, and breaks regularly, and keep your motorcycle insurance Washington policy current.